You’ve shared a home, vacations, meals, bills and probably the TV remote.
But Medicare?
That’s one decision where spouses shouldn’t automatically assume they need exactly the same coverage.
Your healthcare needs are personal. One spouse may see several specialists while the other primarily visits a family doctor. You may take completely different prescriptions, prefer different healthcare providers, or simply use healthcare differently.
Those differences matter when you’re considering Medicare coverage.
Instead of starting with, “What plan should we get?” try starting with, “What does each of us need?”
Make an individual list of doctors, specialists, prescriptions, preferred hospitals and healthcare priorities. Then compare your Medicare options based on those needs.
You may ultimately find that the same type of coverage works well for both of you. Or you may discover that different options make more sense.
Either way, the decision should be based on your individual healthcare needs—not simply the fact that you’re married.
At Understanding My Medicare, that’s exactly how we approach Medicare. We take time to understand the person before looking at the options.
If you and your spouse are preparing for Medicare or want to better understand your current coverage, come talk with us.
We’ll help you review your options together while making sure we’re looking at each of you individually.
And as always, our help is free.
